Six months after our last update, EWS1 issues are still causing major delays for homeowners and buyers. Many clients are struggling to arrange finance where their original EWS1 report was completed by Tri Fire, as lenders remain cautious about reports from certain...
Introduction Contractors often face unique challenges when applying for a mortgage. Unlike traditional employees, their income can fluctuate, and lenders may struggle to assess affordability. The good news? There are tailored solutions that make it possible for...
Loan raised: £1.085m Area: South West Client Profile Our client approached us with the intention of purchasing a second residential property, which they planned to renovate and eventually move into. They wished to retain their current home during the renovation...
For many, owning a second home is about more than investment—it’s about lifestyle. Whether it’s a cottage tucked into the countryside or a coastal retreat for family getaways, a second home offers personal value that goes beyond bricks and mortar. But...
We specialise in arranging and comparing offset mortgages for barristers and LLP partners. We help convert irregular fee income, partnership distributions and retained balances into a practical way to reduce mortgage interest while keeping cash accessible for tax,...
Background Our client, a self-employed director of a UK limited company, had been living in Portugal for a couple of years. With plans to return to the UK, they were keen to purchase a new build property ahead of their move. Thanks to strong ties to the UK—including...
