by Luther | Sep 15, 2026 | Complex Mortgages, HNW, Million Pound Mortgage
More firms are turning to equity-based partnership schemes to retain senior staff — offering admission to partnership or equity ownership funded by a non-recourse loan from the employer, rather than requiring the individual to find the cash themselves. It’s an...
by Luther | Oct 15, 2025 | HNW, Mortgage tips, Mortgage types
For many, owning a second home is about more than investment—it’s about lifestyle. Whether it’s a cottage tucked into the countryside or a coastal retreat for family getaways, a second home offers personal value that goes beyond bricks and mortar. But...
by Luther | May 30, 2025 | Case studies, HNW, Mortgage tips, Private Banks, Self-employed
Client Background Our existing clients—a self-employed couple—approached us with a clear goal: to secure a £2.3 million loan to release equity from their residential mortgage and purchase a holiday property in the Italian Alps. Their property, which included over 30...
by Luther | Jun 29, 2024 | Case studies, HNW, Mortgage types, Private Banks
Have you ever dreamt of finding your perfect home – a sprawling estate with endless possibilities? But what if making that dream a reality involved some unique challenges? This was the case for one of our long-term clients… Challenge: Long-term clients found their...
by Luther | Jun 16, 2023 | Case studies, HNW, Private Banks
Area: London Amount raised: £13 Million The scenario The client was an ultra-high-net-worth individual who wanted to purchase a £20 million property in Surrey. They approached a broker for financing because of their complex multinational corporate structure. They also...