by Luther | Jul 6, 2025 | Case studies, Expat & Foreign national, Mortgage tips, Mortgage types, Self-employed
Background Our client, a self-employed director of a UK limited company, had been living in Portugal for a couple of years. With plans to return to the UK, they were keen to purchase a new build property ahead of their move. Thanks to strong ties to the UK—including...
by Luther | May 30, 2025 | Case studies, HNW, Mortgage tips, Private Banks, Self-employed
Client Background Our existing clients—a self-employed couple—approached us with a clear goal: to secure a £2.3 million loan to release equity from their residential mortgage and purchase a holiday property in the Italian Alps. Their property, which included over 30...
by Luther | Mar 13, 2025 | Mortgage tips, News, Self-employed
In the quest for homeownership, securing a mortgage can be a daunting task, particularly for self-employed individuals. One vital aspect often overlooked is how undrawn profits from a company can be utilised as income for mortgage purposes. Understanding Shareholding...
by Luther | Feb 5, 2025 | Case studies, Self-employed
Client Background A young couple in their late twenties were eager to purchase their first home together. One applicant was a self-employed barrister, and the other employed full-time. The couple found a property priced at £560,000. They planned to make a 10% deposit,...
by Luther | Jul 10, 2023 | Mortgage tips, Mortgage types, Self-employed
A seafarer is someone who works on a ship. This includes a wide range of occupations, from deckhands and engineers to cooks and stewards. Seafarers can work on a variety of vessels, from small fishing boats to large container ships. They may travel for months at a...
by Luther | Jul 6, 2023 | Mortgage tips, Self-employed
Orton Financial Listen to this article here A sole trader is a self-employed person who runs their own business as an individual. There are over 3.1 million sole traders in the UK, and many of them will need to take out a mortgage at some point. Getting a mortgage as...