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Equity Partnership Loans: What Employers and Employees Need to Know About Mortgage Affordability

Equity Partnership Loans: What Employers and Employees Need to Know About Mortgage Affordability

by Luther | Sep 15, 2026 | Complex Mortgages, HNW, Million Pound Mortgage

More firms are turning to equity-based partnership schemes to retain senior staff — offering admission to partnership or equity ownership funded by a non-recourse loan from the employer, rather than requiring the individual to find the cash themselves. It’s an...
Why You Must Check Extensions, Planning Permission and Building Regs Before Buying a Property

Why You Must Check Extensions, Planning Permission and Building Regs Before Buying a Property

by Luther | Mar 17, 2026 | Mortgage tips, Property conditions

Purchasing a property is one of the biggest financial decisions most people will ever make. Yet many buyers assume that once a solicitor is instructed, every potential issue with the property will automatically be identified and resolved. In reality, solicitors do not...
Protect Yourself from Rate Rises with a 90‑Day Product Hold

Protect Yourself from Rate Rises with a 90‑Day Product Hold

by Luther | Mar 11, 2026 | Uncategorised

Lenders are continuing to increase interest rates, and for many buyers or homeowners planning a re-mortgage, this can create uncertainty. If you’re not yet ready to proceed with a purchase—or you’re still deciding on the best re-mortgage option—you could...
Structuring a Complex Development Exit and Long‑Term Letting Strategy

Structuring a Complex Development Exit and Long‑Term Letting Strategy

by Luther | Mar 6, 2026 | Case studies

Overview A property development client approached Orton Financial with a highly complex challenge involving a multi‑director SPV, four newly built homes, and shifting market conditions. What began as a standard development exit evolved into a sophisticated...
Worried About Interest Rates Rising? Secure Your Mortgage Rate for 6 Months Today

Worried About Interest Rates Rising? Secure Your Mortgage Rate for 6 Months Today

by Luther | Mar 3, 2026 | Mortgage tips, News

In times of global uncertainty, it’s completely natural to feel uneasy about where interest rates may be heading. Events around the world—especially major conflicts or economic instability—often create speculation about rate increases, and many homeowners or buyers...
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Recent Posts

  • Equity Partnership Loans: What Employers and Employees Need to Know About Mortgage Affordability
  • Why You Must Check Extensions, Planning Permission and Building Regs Before Buying a Property
  • Protect Yourself from Rate Rises with a 90‑Day Product Hold
  • Structuring a Complex Development Exit and Long‑Term Letting Strategy
  • Worried About Interest Rates Rising? Secure Your Mortgage Rate for 6 Months Today

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Registered in England no. 14118690. Registered address: Unit 7b, Maritime Business Centre, Falmouth, TR11 4SZ. Orton Financial LTD is directly authorised and regulated by the Financial Conduct Authority (FCA Number: 986680).