Six months after our last update, EWS1 issues are still causing major delays for homeowners and buyers. Many clients are struggling to arrange finance where their original EWS1 report was completed by Tri Fire, as lenders remain cautious about reports from certain...
Relocating internationally can be exciting—but when it comes to buying property in the UK as an expat, the process can feel complex. At Orton Financial, we specialise in helping clients navigate these challenges. Here’s a recent case study that shows how we supported...
The Bank of England has announced a significant change to its regulatory framework, reducing the amount of capital reserves UK banks are required to hold. This marks the first major adjustment to post-financial crisis rules in a decade and is expected to have a direct...
Buying a Property in Poor Condition: Can You Still Get a Mortgage? If you’ve ever spotted a property with huge potential—but in need of serious work—you might have noticed estate agents advertising it as “cash buyers only” or sending it to auction. This often gives...
Introduction Contractors often face unique challenges when applying for a mortgage. Unlike traditional employees, their income can fluctuate, and lenders may struggle to assess affordability. The good news? There are tailored solutions that make it possible for...
