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[email protected]

  • Homepage
  • Mortgages
    • Residential Mortgages
    • Buy-to-Let Mortgages
    • Expat Mortgages
    • High Net Worth & Large Mortgages
  • Tools & rates
    • How Much Can I Borrow?
    • Free valuation
    • Foreign Currency Exchange
  • Protection
    • Protection
    • Solicitors
  • Contact
    • Get a free quote
    • Speak to an adviser
  • About
    • Testimonials
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Structuring a Complex Development Exit and Long‑Term Letting Strategy

Structuring a Complex Development Exit and Long‑Term Letting Strategy

by Luther | Mar 6, 2026 | Case studies

Overview A property development client approached Orton Financial with a highly complex challenge involving a multi‑director SPV, four newly built homes, and shifting market conditions. What began as a standard development exit evolved into a sophisticated...
EWS1 Mortgage Update: Six Months On – Challenges Continue, But Solutions Exist

EWS1 Mortgage Update: Six Months On – Challenges Continue, But Solutions Exist

by Luther | Dec 12, 2025 | Case studies, Mortgage types, Property conditions

Six months after our last update, EWS1 issues are still causing major delays for homeowners and buyers. Many clients are struggling to arrange finance where their original EWS1 report was completed by Tri Fire, as lenders remain cautious about reports from certain...
Unlocking Potential: How to Fund and Renovate Your Next Property

Unlocking Potential: How to Fund and Renovate Your Next Property

by Luther | Nov 19, 2025 | Case studies, Lifestyle, Mortgage tips, Mortgage types

Loan raised: £1.085m Area: South West Client Profile Our client approached us with the intention of purchasing a second residential property, which they planned to renovate and eventually move into. They wished to retain their current home during the renovation...
Helping a Nurse Achieve Homeownership on London’s Outskirts

Helping a Nurse Achieve Homeownership on London’s Outskirts

by Luther | Nov 12, 2025 | Case studies

Client Profile Our client, a nurse working in a demanding role, was eager to purchase her first property on the outskirts of London. Like many single buyers, she faced significant challenges due to the high property prices in the region and the affordability...
Helping an Expat Secure a UK Mortgage Before Relocation

Helping an Expat Secure a UK Mortgage Before Relocation

by Luther | Jul 6, 2025 | Case studies, Expat & Foreign national, Mortgage tips, Mortgage types, Self-employed

Background Our client, a self-employed director of a UK limited company, had been living in Portugal for a couple of years. With plans to return to the UK, they were keen to purchase a new build property ahead of their move. Thanks to strong ties to the UK—including...
Maximising Mortgage Options: A Professional Couple’s Route to Property Ownership in Scotland

Maximising Mortgage Options: A Professional Couple’s Route to Property Ownership in Scotland

by Luther | Jun 21, 2025 | Case studies, Complex Mortgages, Expat & Foreign national

Background: A professional couple residing and working in Germany decided to purchase a residential property in Scotland. Thanks to their regular visits to the UK, an established UK credit history, they were eligible for standard UK mortgage products. This option...
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Recent Posts

  • Why You Must Check Extensions, Planning Permission and Building Regs Before Buying a Property
  • Protect Yourself from Rate Rises with a 90‑Day Product Hold
  • Structuring a Complex Development Exit and Long‑Term Letting Strategy
  • Worried About Interest Rates Rising? Secure Your Mortgage Rate for 6 Months Today
  • Are Multiple Loan Parts Draining Your Finances?

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Registered in England no. 14118690. Registered address::18 Whiteladies Road, Clifton, Bristol, BS8 2LG Orton Financial LTD is directly authorised and regulated by the Financial Conduct Authority (FCA Number: 986680).