by Luther | Mar 6, 2026 | Case studies
Overview A property development client approached Orton Financial with a highly complex challenge involving a multi‑director SPV, four newly built homes, and shifting market conditions. What began as a standard development exit evolved into a sophisticated...
by Luther | Dec 12, 2025 | Case studies, Mortgage types, Property conditions
Six months after our last update, EWS1 issues are still causing major delays for homeowners and buyers. Many clients are struggling to arrange finance where their original EWS1 report was completed by Tri Fire, as lenders remain cautious about reports from certain...
by Luther | Nov 19, 2025 | Case studies, Lifestyle, Mortgage tips, Mortgage types
Loan raised: £1.085m Area: South West Client Profile Our client approached us with the intention of purchasing a second residential property, which they planned to renovate and eventually move into. They wished to retain their current home during the renovation...
by Luther | Nov 12, 2025 | Case studies
Client Profile Our client, a nurse working in a demanding role, was eager to purchase her first property on the outskirts of London. Like many single buyers, she faced significant challenges due to the high property prices in the region and the affordability...
by Luther | Jul 6, 2025 | Case studies, Expat & Foreign national, Mortgage tips, Mortgage types, Self-employed
Background Our client, a self-employed director of a UK limited company, had been living in Portugal for a couple of years. With plans to return to the UK, they were keen to purchase a new build property ahead of their move. Thanks to strong ties to the UK—including...
by Luther | Jun 21, 2025 | Case studies, Complex Mortgages, Expat & Foreign national
Background: A professional couple residing and working in Germany decided to purchase a residential property in Scotland. Thanks to their regular visits to the UK, an established UK credit history, they were eligible for standard UK mortgage products. This option...