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  • Homepage
  • Mortgages
    • Residential Mortgages
    • Buy-to-Let Mortgages
    • Expat Mortgages
    • High Net Worth & Large Mortgages
  • Tools & rates
    • How Much Can I Borrow?
    • Free valuation
    • Foreign Currency Exchange
  • Protection
    • Protection
    • Solicitors
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    • Get a free quote
    • Speak to an adviser
  • About
    • Testimonials
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How Contractors Can Use Their Income to Secure a Mortgage: A Complete Guide

How Contractors Can Use Their Income to Secure a Mortgage: A Complete Guide

by Luther | Nov 19, 2025 | Complex Mortgages, Mortgage tips, Mortgage types

Introduction Contractors often face unique challenges when applying for a mortgage. Unlike traditional employees, their income can fluctuate, and lenders may struggle to assess affordability. The good news? There are tailored solutions that make it possible for...
Maximising Mortgage Options: A Professional Couple’s Route to Property Ownership in Scotland

Maximising Mortgage Options: A Professional Couple’s Route to Property Ownership in Scotland

by Luther | Jun 21, 2025 | Case studies, Complex Mortgages, Expat & Foreign national

Background: A professional couple residing and working in Germany decided to purchase a residential property in Scotland. Thanks to their regular visits to the UK, an established UK credit history, they were eligible for standard UK mortgage products. This option...
London Homeownership Made Possible: Overcoming Shared Ownership & EWS1 Challenges

London Homeownership Made Possible: Overcoming Shared Ownership & EWS1 Challenges

by Luther | May 27, 2025 | Case studies, Case Study - London, Complex Mortgages, Mortgage tips, Mortgage types, News, Property conditions

Achieving full homeownership is a significant milestone, often perceived as a straightforward process when a buyer possesses a strong financial profile. However, as this case study illustrates, even seemingly uncomplicated mortgage applications can present unexpected...

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UK Expat Mortgage

UK Expat Mortgage

Whole of market, independent mortgage broker, specialising in arranging UK mortgages for expats

Kernow Mortgages

Kernow Mortgages

Whatever your mortgage needs in Cornwall, we have the expertise to help you achieve your property goals.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Registered in England no. 14118690. Registered address::18 Whiteladies Road, Clifton, Bristol, BS8 2LG Orton Financial LTD is directly authorised and regulated by the Financial Conduct Authority (FCA Number: 986680).