by Luther | Sep 15, 2026 | Complex Mortgages, HNW, Million Pound Mortgage
More firms are turning to equity-based partnership schemes to retain senior staff — offering admission to partnership or equity ownership funded by a non-recourse loan from the employer, rather than requiring the individual to find the cash themselves. It’s an...
by Luther | Nov 19, 2025 | Complex Mortgages, Mortgage tips, Mortgage types
Introduction Contractors often face unique challenges when applying for a mortgage. Unlike traditional employees, their income can fluctuate, and lenders may struggle to assess affordability. The good news? There are tailored solutions that make it possible for...
by Luther | Jun 21, 2025 | Case studies, Complex Mortgages, Expat & Foreign national
Background: A professional couple residing and working in Germany decided to purchase a residential property in Scotland. Thanks to their regular visits to the UK, an established UK credit history, they were eligible for standard UK mortgage products. This option...
by Luther | May 27, 2025 | Case studies, Case Study - London, Complex Mortgages, Mortgage tips, Mortgage types, News, Property conditions
Achieving full homeownership is a significant milestone, often perceived as a straightforward process when a buyer possesses a strong financial profile. However, as this case study illustrates, even seemingly uncomplicated mortgage applications can present unexpected...