by Luther | Nov 19, 2025 | Complex Mortgages, Mortgage tips, Mortgage types
Introduction Contractors often face unique challenges when applying for a mortgage. Unlike traditional employees, their income can fluctuate, and lenders may struggle to assess affordability. The good news? There are tailored solutions that make it possible for...
by Luther | Nov 19, 2025 | Case studies, Lifestyle, Mortgage tips, Mortgage types
Loan raised: £1.085m Area: South West Client Profile Our client approached us with the intention of purchasing a second residential property, which they planned to renovate and eventually move into. They wished to retain their current home during the renovation...
by Luther | Nov 12, 2025 | Case studies
Client Profile Our client, a nurse working in a demanding role, was eager to purchase her first property on the outskirts of London. Like many single buyers, she faced significant challenges due to the high property prices in the region and the affordability...
by Luther | Oct 22, 2025 | News
The Modern Method of Auction (MMoA) is increasingly promoted as a faster, more transparent way to buy and sell property. But beneath the surface, this approach can carry significant risks — especially for buyers and sellers who aren’t fully aware of how it works. What...
by Luther | Oct 20, 2025 | News
If your mortgage is due for renewal in the next 6 months, now is the time to act. With the Autumn Statement approaching and potential changes to interest rates or fiscal policy on the horizon, securing your next mortgage rate early could protect you from future...