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How to Borrow 85% on a Second Home — With Interest-Only Mortgages

How to Borrow 85% on a Second Home — With Interest-Only Mortgages

by Luther | Oct 15, 2025 | HNW, Mortgage tips, Mortgage types

For many, owning a second home is about more than investment—it’s about lifestyle. Whether it’s a cottage tucked into the countryside or a coastal retreat for family getaways, a second home offers personal value that goes beyond bricks and mortar. But...
Offset Your Way to Financial Efficiency: What Barristers and LLP Partners Need to Know

Offset Your Way to Financial Efficiency: What Barristers and LLP Partners Need to Know

by Luther | Sep 23, 2025 | Mortgage tips, Mortgage types

We specialise in arranging and comparing offset mortgages for barristers and LLP partners. We help convert irregular fee income, partnership distributions and retained balances into a practical way to reduce mortgage interest while keeping cash accessible for tax,...
Deed of Variation for Mortgages: What Buyers Need to Know

Deed of Variation for Mortgages: What Buyers Need to Know

by Luther | Aug 18, 2025 | Uncategorised

What Is a Deed of Variation — and when is it needed? A deed of variation is a legal document used to amend the terms of a lease or title. In this case, it was required to correct discrepancies in the property’s title and lease structure before the conversion could be...
Assisting Clients with Revoked Tri-Fire EWS1 Reports: Orton Financial’s Expert Guidance

Assisting Clients with Revoked Tri-Fire EWS1 Reports: Orton Financial’s Expert Guidance

by Luther | Jul 14, 2025 | News

Orton Financial stands ready to support leaseholders and freeholders whose Tri-Fire EWS1 reports have been revoked following confirmed malpractice. Our dedicated team understands the urgency of securing accurate External Wall System (EWS1) assessments and the impact...
Helping an Expat Secure a UK Mortgage Before Relocation

Helping an Expat Secure a UK Mortgage Before Relocation

by Luther | Jul 6, 2025 | Case studies, Expat & Foreign national, Mortgage tips, Mortgage types, Self-employed

Background Our client, a self-employed director of a UK limited company, had been living in Portugal for a couple of years. With plans to return to the UK, they were keen to purchase a new build property ahead of their move. Thanks to strong ties to the UK—including...
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Registered in England no. 14118690. Registered address: Unit 7b, Maritime Business Centre, Falmouth, TR11 4SZ. Orton Financial LTD is directly authorised and regulated by the Financial Conduct Authority (FCA Number: 986680).