by Luther | Jul 6, 2025 | Case studies, Expat & Foreign national, Mortgage tips, Mortgage types, Self-employed
Background Our client, a self-employed director of a UK limited company, had been living in Portugal for a couple of years. With plans to return to the UK, they were keen to purchase a new build property ahead of their move. Thanks to strong ties to the UK—including...
by Luther | Jun 29, 2025 | Lifestyle, Mortgage tips
Balancing a full‐time job, family life and house hunting can feel like juggling flaming torches. Yet banks and brokers often stick to rigid 9 am–5 pm hours—exactly when you’re busiest. That’s why Orton Financial has extended its mortgage advisory service into evenings...
by Luther | Jun 23, 2025 | Mortgage tips, News
An Evolving Trend In the evolving global landscape, many expats find themselves in unique housing situations, particularly when purchasing property for dependant relatives. Whether it’s a parent buying a home for their child or someone purchasing property for a...
by Luther | Jun 6, 2025 | Mortgage tips
Relocating to the UK as a US national involves various financial and tax planning challenges, particularly when purchasing property. From inheritance tax implications to structuring debt effectively, understanding the best approach can make a significant difference to...
by Luther | Jun 2, 2025 | Mortgage tips, News
Halifax has quietly implemented a significant positive change for mortgage applicants relying on bonus income, potentially opening doors for many who have recently switched employers. Previously, borrowers needed a two-year bonus history with the same employer for...
by Luther | May 30, 2025 | Case studies, HNW, Mortgage tips, Private Banks, Self-employed
Client Background Our existing clients—a self-employed couple—approached us with a clear goal: to secure a £2.3 million loan to release equity from their residential mortgage and purchase a holiday property in the Italian Alps. Their property, which included over 30...