by Luther | Jan 3, 2024 | Mortgage tips, Property conditions
To view the property on Rightmove Income Assessment for Employed individuals: The amount you need to earn and the breakdown of earnings depend on your deposit level. For instance, an individual or couple earning £520,000 annually could potentially secure a loan of...
by Luther | Oct 22, 2023 | Case studies
Amount raised: £250k Location: Newcastle upon Tyne The Scenario If you work at sea for long periods of time, the last thing you want to do is spend all your shore time trying to arrange your next mortgage. That’s exactly what happened to one seafarer who...
by Luther | Sep 5, 2023 | Mortgage tips
Getting a mortgage is a big step, and it’s important to have a good credit score to qualify. A good credit score shows lenders that you’re a reliable borrower who is likely to repay your loan. However, not everyone has a good credit score, and this can...
by Luther | Aug 1, 2023 | Mortgage tips, Mortgage types, Property conditions
EPC ratings and Green Mortgages EPC Ratings grade the energy efficiency of your property from A (most efficient) to G (least efficient). It is a legal requirement in the United Kingdom for a property to have a certificate if it is to be sold, rented or leased. The...
by Luther | Jul 26, 2023 | Mortgage tips, Mortgage types
A second, third, or fourth residential home is a common scenario for many people. There are a number of reasons why someone might need more than one residential property, such as work commitments, family reasons, or retirement planning. When it comes to financing a...