by Luther | Jul 17, 2023 | Mortgage tips, Property conditions
What is stamp duty? Stamp duty is a tax that is paid when you buy property in the UK. It is a tax on the document that transfers ownership of the property, hence the name. The amount of stamp duty you pay depends on the value of the property. In Wales stamp duty is...
by Luther | Jul 4, 2023 | Case studies, Case Study - London, Million Pound Mortgage
Area: London Amount raised: £1.6 Million Listen to this case study here The scenario We helped a client purchase a London home for £1.4 million and refinance their second home to a holiday let, despite the challenges of high loan to value and short-term letting. The...
by Luther | Jun 27, 2023 | Lifestyle, Mortgage tips, Property conditions
Listen to this article here In 2022, over 70% of mortgage applications were made through a mortgage broker. This is likely due to the increasing complexity of lender requirements and the rise in competition among banks. If you’re not using a broker, you could be...