by Luther | Feb 18, 2025 | Mortgage tips, News
In the world of mortgage brokerage, being directly authorised is a significant milestone that brings both autonomy and accountability. But what exactly does it mean, and why should clients consider working with a directly authorised broker? Let’s delve into the...
by Luther | Feb 10, 2025 | Mortgage tips, News
Navigating the mortgage market can be a daunting task, especially when it comes to product transfers and ensuring the best rates. Enlisting the help of a mortgage broker can simplify this process and offer numerous benefits. Let’s delve into the key advantages...
by Luther | Dec 5, 2024 | Case studies, Mortgage tips, Mortgage types
Client Background Luther Yeates, a broker at Orton Financial LTD, was approached by a client seeking to purchase a new residential property. The client had created his own cryptocurrency, with all his income and assets held and derived from this cryptocurrency. His...
by Luther | Oct 6, 2024 | BTL, Mortgage tips, Mortgage types, Property conditions
Understanding the Article 4 Area An Article 4 area is a designated zone where additional planning controls are in place to manage the conversion of residential properties into HMOs (Houses of Multiple Occupancy). This is often done to prevent over-saturation of HMOs...
by Luther | Oct 1, 2024 | Mortgage tips
Purchasing a property with an annexe can be an appealing option for many buyers. An annexe offers versatility, whether it’s used for extended family living, a home office, or rental income. However, securing a mortgage for such properties involves some unique...
by Luther | May 27, 2024 | Case studies, Mortgage tips, Mortgage types
When searching for your dream home through services like Rightmove and Zoopla you often have an idea of where you want to live, and how much you are willing to spend. Some buyers will prefer homes which are ready to be occupied straight away without alteration, such...