by Luther | May 27, 2024 | Mortgage tips
Why purchase in the UK? The UK property market is one which is seen as a stable and long-term investment. It attracts buyers who have never set foot in the country, alongside those who have moved abroad. Since the UK left the European Union there have been several...
by Luther | May 14, 2024 | Mortgage tips, News
HSBC have expanded their international mortgage offering. Which is available to clients who are residents in select countries, looking to purchase or refinance a property in the UK. The previous list included: Australia Guernsey Hong Kong Isle of Man Jersey Singapore...
by Luther | Jan 3, 2024 | Mortgage tips, Property conditions
To view the property on Rightmove Income Assessment for Employed individuals: The amount you need to earn and the breakdown of earnings depend on your deposit level. For instance, an individual or couple earning £520,000 annually could potentially secure a loan of...
by Luther | Sep 5, 2023 | Mortgage tips
Getting a mortgage is a big step, and it’s important to have a good credit score to qualify. A good credit score shows lenders that you’re a reliable borrower who is likely to repay your loan. However, not everyone has a good credit score, and this can...
by Luther | Aug 18, 2023 | Mortgage tips
First time buyers in the UK are struggling to purchase their first property, as documented by a number of studies. A number of schemes have been introduced in the UK to help first time buyers, such as the Help to Buy ISA, Help to Buy equity loan, and the mortgage...
by Luther | Aug 9, 2023 | Lifestyle, Mortgage tips, Mortgage types
Buying a home for a family member can be a great way to help them achieve their financial goals. It can provide them with a stable place to live, build equity, and start a family. However, it is important to choose the right type of mortgage for this type of purchase....