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  • Homepage
  • Mortgages
    • Residential Mortgages
    • Buy-to-Let Mortgages
    • Expat Mortgages
    • High Net Worth & Large Mortgages
  • Tools & rates
    • How Much Can I Borrow?
    • Free valuation
    • Foreign Currency Exchange
  • Protection
    • Protection
    • Solicitors
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  • About
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A First-Time Buyer’s Experience in Converting Flats

A First-Time Buyer’s Experience in Converting Flats

by Luther | Feb 18, 2024 | Case studies, Property conditions

Area: Bristol Amount raised: £307k The scenario Two ambitious first-time buyers approached Orton with a unique vision – to transform a property marketed as a rental investment into their dream home. Despite facing initial challengers with financing due to the...
Navigating the Financial Landscape of a £2.7 Million Property Purchase

Navigating the Financial Landscape of a £2.7 Million Property Purchase

by Luther | Jan 3, 2024 | Mortgage tips, Property conditions

To view the property on Rightmove Income Assessment for Employed individuals: The amount you need to earn and the breakdown of earnings depend on your deposit level. For instance, an individual or couple earning £520,000 annually could potentially secure a loan of...
EPC Ratings: The Key to Getting a Green Mortgage

EPC Ratings: The Key to Getting a Green Mortgage

by Luther | Aug 1, 2023 | Mortgage tips, Mortgage types, Property conditions

EPC ratings and Green Mortgages EPC Ratings grade the energy efficiency of your property from A (most efficient) to G (least efficient). It is a legal requirement in the United Kingdom for a property to have a certificate if it is to be sold, rented or leased. The...
A Guide to Stamp Duty: Everything You Need to Know

A Guide to Stamp Duty: Everything You Need to Know

by Luther | Jul 17, 2023 | Mortgage tips, Property conditions

What is stamp duty? Stamp duty is a tax that is paid when you buy property in the UK. It is a tax on the document that transfers ownership of the property, hence the name. The amount of stamp duty you pay depends on the value of the property. In Wales stamp duty is...
How to make money from your spare room and ensure you have the right mortgage

How to make money from your spare room and ensure you have the right mortgage

by Luther | Jul 4, 2023 | Mortgage tips, Mortgage types, Property conditions

Listen to this article here As interest rates continue to rise, many homeowners are looking for ways to make extra money to offset their increased mortgage payments. One option that is becoming popular is to rent out a spare room in their home. There are a few reasons...
Don’t give up on your dream home: What to do if your mortgage is declined

Don’t give up on your dream home: What to do if your mortgage is declined

by Luther | Jun 27, 2023 | Lifestyle, Mortgage tips, Property conditions

Listen to this article here In 2022, over 70% of mortgage applications were made through a mortgage broker. This is likely due to the increasing complexity of lender requirements and the rise in competition among banks. If you’re not using a broker, you could be...
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Registered in England no. 14118690. Registered address::18 Whiteladies Road, Clifton, Bristol, BS8 2LG Orton Financial LTD is directly authorised and regulated by the Financial Conduct Authority (FCA Number: 986680).