by Luther | Oct 22, 2023 | Case studies
Amount raised: £250k Location: Newcastle upon Tyne The Scenario If you work at sea for long periods of time, the last thing you want to do is spend all your shore time trying to arrange your next mortgage. That’s exactly what happened to one seafarer who...
by Luther | Sep 5, 2023 | Mortgage tips
Getting a mortgage is a big step, and it’s important to have a good credit score to qualify. A good credit score shows lenders that you’re a reliable borrower who is likely to repay your loan. However, not everyone has a good credit score, and this can...
by Luther | Aug 18, 2023 | Mortgage tips
First time buyers in the UK are struggling to purchase their first property, as documented by a number of studies. A number of schemes have been introduced in the UK to help first time buyers, such as the Help to Buy ISA, Help to Buy equity loan, and the mortgage...
by Luther | Aug 9, 2023 | Lifestyle, Mortgage tips, Mortgage types
Buying a home for a family member can be a great way to help them achieve their financial goals. It can provide them with a stable place to live, build equity, and start a family. However, it is important to choose the right type of mortgage for this type of purchase....
by Luther | Aug 1, 2023 | Mortgage tips, Mortgage types, Property conditions
EPC ratings and Green Mortgages EPC Ratings grade the energy efficiency of your property from A (most efficient) to G (least efficient). It is a legal requirement in the United Kingdom for a property to have a certificate if it is to be sold, rented or leased. The...