by Luther | Feb 7, 2025 | Case studies, Expat & Foreign national
Client Background Our client, a UK passport holder, working in Ireland and was seeking to purchase a residential property in Bristol. The client planned to live between Ireland and England, making an expat residential mortgage the ideal solution. Challenges The...
by Luther | Feb 6, 2025 | News
Today, the UK’s base interest rate was cut to its lowest point in more than 18 months, a move that is expected to have significant implications for mortgages and the broader economy. The Bank of England’s top economists announced a quarter-point reduction to 4.5% from...
by Luther | Feb 5, 2025 | Case studies, Self-employed
Client Background A young couple in their late twenties were eager to purchase their first home together. One applicant was a self-employed barrister, and the other employed full-time. The couple found a property priced at £560,000. They planned to make a 10% deposit,...
by Luther | Feb 4, 2025 | News
In the current financial climate, with interest rates stubbornly remaining high, many homebuyers and property investors are seeking creative solutions to manage their mortgage payments. One increasingly favourable option, particularly for larger mortgages, is the...
by Luther | Feb 4, 2025 | Case studies, Case Study - London
Background: Our clients, recently embarked on the exciting journey of purchasing a new property in London. With a property value of £725,000, they sought to secure a 90% Loan-to-Value (LTV) mortgage to make their dream home a reality. The client owned one property...