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No Deposit Mortgages: A Risky but Feasible Option for First Time Buyers
Are you a first-time buyer who is struggling to save for a deposit? If so, you may be interested in a new type of mortgage that allows you to purchase a property with no deposit.
Buying a Home for a Family Member: The Complete Guide
Buying a home for a family member can be a great way to help them achieve their financial goals. It can provide them with a stable place to live, build equity, and start a family. However, it is important to choose the right type of mortgage for this type of purchase....
EPC Ratings: The Key to Getting a Green Mortgage
EPC ratings and Green Mortgages EPC Ratings grade the energy efficiency of your property from A (most efficient) to G (least efficient). It is a legal requirement in the United Kingdom for a property to have a certificate if it is to be sold, rented or leased. The...
Second Home Mortgages: What you need to know
Are you looking for a second home mortgage? This article covers all you need to know.
A Guide to Stamp Duty: Everything You Need to Know
If you’re thinking of buying a complex property, contact Orton Financial today. They can help you understand your options and make the process as smooth as possible.
Securing a remortgage deal that won’t break the bank
Remortgaging can offer numerous benefits, such as lower monthly payments, improved terms, or accessing equity. To secure a remortgage deal that aligns with your goals, follow these steps.
Getting a Mortgage as a Seafarer: The challenges and solutions
If you are a seafarer, you may be wondering if you can get a mortgage. The answer is yes, but there are some specific requirements that you will need to meet.
How to boost your mortgage as a sole trader
Getting a mortgage as a sole trader can be more challenging than getting a mortgage as an employee.
Lenders will look at your income, your business, and your assets when assessing your application.
Work in progress (WIP) can be a valuable asset for self-employed borrowers who are looking to purchase a property.
By including WIP in your income, you can potentially qualify for a larger mortgage and move into a property that meets your needs for the foreseeable future.