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Why You Must Check Extensions, Planning Permission and Building Regs Before Buying a Property
Extensions, alterations and missing permissions are among the most overlooked risks when buying a home. Solicitors and lenders may not flag them. At Orton Financial, we help clients stay protected by spotting issues early and guiding them toward the right checks.
Protect Yourself from Rate Rises with a 90‑Day Product Hold
With lenders continuing to increase interest rates, waiting to secure your mortgage could cost you more. At Orton Financial, we can lock in a product for up to 90 days at the AIP stage for a £75 admin fee—protecting you from further rises while you plan your next move. The fee is fully deductible from any future advice costs if you choose to proceed with us.
Worried About Interest Rates Rising? Secure Your Mortgage Rate for 6 Months Today
Concerned about rising interest rates? Secure your mortgage rate for up to 6 months and protect your next deal with expert guidance from Orton Financial.
Are Multiple Loan Parts Draining Your Finances?
Discover how having multiple mortgage loan parts can cost you thousands in fees and interest.
EWS1 Mortgage Update: Six Months On – Challenges Continue, But Solutions Exist
Six months on, EWS1 issues still delay mortgages—especially reports from Tri Fire. Some surveyors even request EWS1 forms for properties with no cladding. We offer mainstream mortgage solutions that don’t require EWS1, saving time without compromising on price.
Expat Mortgage Case Study: Buying a £1.05m UK Home While Working in Saudi Arabia
An expat couple relocating from Australia—one working in Saudi Arabia, the other in the UK—needed an 80% mortgage on a £1.05m home. We secured a flexible variable-rate loan through a specialist lender, tailored to their cross-border lifestyle.
Buying a Fixer-Upper? Here’s How to Get a Mortgage
Thinking about buying a property in poor condition? Learn why some homes are listed for cash buyers only, what reports lenders require, and Orton Financial can help you secure the right deal—even on a fixer-upper.
How Contractors Can Use Their Income to Secure a Mortgage: A Complete Guide
Introduction Contractors often face unique challenges when applying for a mortgage. Unlike traditional employees, their income can fluctuate, and lenders may struggle to assess affordability. The good news? There are tailored solutions that make it possible for...