Mortgages for dentists, associates to practice owners.
Associate fees, practice profit and private income rarely appear on a payslip. We structure your personal mortgage around how you are actually paid, and alongside any practice finance you hold.
Loans from £500,000 · Whole of market including private banks · UK & international clients
Personal lending that reflects practice income
Self-employed associates and principals are often assessed on net profit after heavy reinvestment. Lenders who specialise in dental professionals look at gross fees, practice value and your track record.
- Associates assessed on self-employed fees
- Principals and multi-site owners with complex structures
- Lending alongside existing practice loans
- Interest-only and private bank options for higher earners
Frequently asked
I am a newly self-employed associate. Can I borrow?
Yes. Some lenders will consider dentists with limited trading history where the earnings are clearly established.
Do you charge a fee?
For UK residents, we do not typically charge a broker fee for first-time buyers or on loans over £1m. Any fee is agreed in writing before we start, and lender fees are set out clearly before you proceed.
Discuss your mortgage with a specialist
Tell us the outline of your purchase or refinance and we will come back with indicative terms. No call centre, no obligation.