Lenders are continuing to increase interest rates, and for many buyers or homeowners planning a re-mortgage, this can create uncertainty. If you’re not yet ready to proceed with a purchase—or you’re still deciding on the best re-mortgage option—you could be exposed to higher rates while you wait.
At Orton Financial, we can secure a mortgage product for up to 90 days at the AIP (Agreement in Principle) stage. This helps protect you from further rate rises while you finalise your plans.
🔒Rate Lock Service – £75 admin fee
We’ll deduct this fee from any future advice fees should you choose to proceed with us later.
Before anything goes ahead, you’ll receive a full, transparent quote, so you’ll always know exactly what potential costs you may face.
Re-mortgaging? Secure Your New Rate Up to 6 Months Early
If you’re looking to remortgage your property, we can submit your application and secure a new rate up to 6 months in advance as part of our standard service. This gives you time to plan, compare options, and avoid being caught out by sudden rate changes.
If you’d like to protect yourself from rising rates or discuss whether this option is right for you, we’d be happy to help.