EWS1 Mortgage Update: Six Months On – Challenges Continue, But Solutions Exist

Six months after our last update, EWS1 issues are still causing major delays for homeowners and buyers. Many clients are struggling to arrange finance where their original EWS1 report was completed by Tri Fire, as lenders remain cautious about reports from certain firms.

Even more surprising, some surveyors are now requesting EWS1 forms for properties with no cladding at all. This is often to confirm that a report was not previously issued by the firm in question. Unfortunately, this creates a problem when the building never had an EWS1 report in the first place.

Why EWS1 Reports Are Still a Problem

Lenders continue to scrutinize EWS1 forms, especially those completed by firms under review. Surveyors sometimes request EWS1 reports unnecessarily, even for buildings without cladding. This leads to delays in mortgage approvals, stalled purchases, and frustrated clients.

Our Solution: No EWS1 Required

At Orton Financial, we offer mainstream mortgage products for:

  • Residential Purchase & Remortgage
  • Buy-to-Let
  • Let-to-Buy

✅ No EWS1 report required
✅ Competitive rates – no price compromise
✅ Faster completions – save weeks of delay

Why Choose Our EWS1-Free Mortgage Options?

Avoid unnecessary paperwork and lender delays. Access high-street equivalent rates without specialist pricing. Complete your transaction quickly and stress-free.

If you’re stuck because of EWS1 issues or cladding concerns, contact us today. We’ll help you secure finance without the hassle.