Location: Cornwall
Amount raised: £300k
The scenario
If you are a professional landlord navigating the property market, securing a residential mortgage can present unique challenges. This case study highlights how we assisted a client in Cornwall, raising £300k for their new home despite complexities associated with a diversified property portfolio.
Our solution
Our client, a seasoned professional landlord, approached us for assistance in purchasing their new home. With a portfolio managed through a limited company and various consultancy ventures, their financial situation was intricate, requiring tailored advice.
After careful consideration, we recommended leveraging an accountant’s reference to reassure the lender about the sustainability of the client’s income. This strategic move addressed the challenges posed by the diverse nature of the client’s property holdings and recent portfolio enhancements.
As a result of our tailored solution, the client secured a competitive base rate tracker loan. This arrangement not only allowed for penalty-free loan overpayments but also positioned the client to capitalise on lower rates in the future.
Why choose us?
Choose us for your complex financial needs. Our expertise in managing buy-to-let portfolios and navigating intricate self-employed arrangements makes us your trusted partner in securing financial solutions. Contact us today for personalised advice tailored to your unique situation.