Mortgage calculator
How much can I borrow?
Are you thinking about buying a home? If so, you’ll need to figure out how much you can afford to borrow. Our mortgage calculator can help you do just that.
Simply enter some basic information about your income and our calculator will give you an estimate of how much you can borrow.
Our mortgage calculator is a great way to get an idea of your financial options before you start searching for a home. Use it today to get started!
This calculator is designed for employed applicants. If you are self-employed please the appropriate option belowÂ
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Affordability calculatorÂ
This affordability calculator is suitable for people who have employed income and regular commission, bonus, or overtime. The calculator can be used to estimate how much money you can borrow based on your income.
To use the calculator, you will need to enter the following information:
- Salary: You can enter your salary and the salary of a second applicant.
- Commission: If you receive a regular bonus, include it with your salary.
- Bonus: If you receive a regular bonus, include it with your salary.
- Overtime: If you receive overtime, include it with your salary.
- Irregular income: If you receive irregular income, please include 100% with variable income
The calculator will then calculate your estimated borrowing capacity. It is important to note that this is only an estimate and your actual borrowing capacity may be different.
However, for a more accurate figure and free consultation, please speak to an advisor.
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Want a personalised calculation?
If you would like a personalised affordability calculation please contact us today. If you would prefer to discuss your information over the phone please call us or star a conversation on WhatsApp by clicking on the green button on your screen. Â